50-State Closing Cost Calculator
Estimate buyer and seller closing costs for any state. Transfer taxes, title insurance, attorney fees, and net proceeds — all in one place.
Calculator Inputs
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Down payment: $50,000 (20.0%)
Pennsylvania — Transfer Tax
1% each (2% total) — split equally
Buyer Costs
3.66% of priceTransfer Tax (Buyer)
$2,500Owner's Title Insurance
$1,250Title Search
$300Lender's Title Insurance
$700Loan Origination (0.75%)
$1,500Appraisal
$500Home Inspection
$400Survey
$400Recording Fees
$175Prepaid Interest (~15 days)
$493Escrow Deposits (3 months)
$938Total Closing Costs$9,156
Down Payment$50,000
Cash to Close$59,156
COST BREAKDOWN
Transfer Tax$2,500 (27.3%)
Title & Search$2,250 (24.6%)
Lender Fees$1,993 (21.8%)
Inspections & Survey$1,300 (14.2%)
Attorney & Recording$175 (1.9%)
Escrow & Prepaid$1,431 (15.6%)
Seller Costs
6.33% of priceAgent Commission (5%)
$12,500Transfer Tax (Seller)
$2,500Attorney Fees
$750Recording Fees
$88Total Closing Costs$15,838
Seller Net Proceeds$234,163
COST BREAKDOWN
Agent Commission$12,500 (78.9%)
Transfer Tax$2,500 (15.8%)
Attorney Fees$750 (4.7%)
Recording & Other$88 (0.6%)
ATTORNEY-REQUIRED STATES
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