Connecticut Closing Costs for Sellers in 2026: Transfer Tax, Fees and Real Numbers
Connecticut's residential conveyance tax is tiered: 0.75% to $800,000, 1.25% to $2.5 million, 2.25% above, plus 0.25% municipal. See a $300,000 example.
Connecticut’s residential state conveyance tax is tiered: 0.75% up to $800,000, 1.25% from $800,000 to $2.5 million and 2.25% above that. A 0.25% municipal tax is added. On a $300,000 sale that is $3,000. The grantor, not the buyer, files the conveyance tax return.
What a Connecticut seller pays at closing
Connecticut’s real estate conveyance tax is the line item to understand first. It has a state piece and a municipal piece, and the state piece is tiered, so the tax does not rise in a straight line with price. The tax is due when the deed, instrument or writing is recorded, and the grantor, the grantor’s attorney or an authorized agent files Form OP-236 when the consideration is $2,000 or more, according to the Department of Revenue Services.
Residential state tiers
The Department of Revenue Services lists the following marginal rates for residential property, effective July 1, 2020:
| Portion of consideration | State rate |
|---|---|
| Up to and including $800,000 | 0.75% |
| $800,000.01 to $2,500,000 | 1.25% |
| Over $2,500,000 | 2.25% |
Each rate applies only to the slice of the price in that band. A $1,000,000 sale pays 0.75% on the first $800,000 and 1.25% on the next $200,000, not 1.25% on the whole amount.
The municipal tax is separate. The Department of Revenue Services states that the municipal conveyance tax remains at 0.25%, and that targeted investment communities may impose an additional 0.25%. The tiers above are for residential property. The pages used here do not give a current non-residential schedule, so if you are selling anything other than a residence, ask the Department of Revenue Services or your attorney for the current table.
Who pays
The Department of Revenue Services page names the grantor, the seller, as the party who files the return. It does not state who bears the cost in a typical contract, so allocation is a contract term. Ask your closing attorney what is customary locally, and read the clause before you set your net. Connecticut also lists 24 categories of exempt conveyances, including transfers between spouses, tax deeds and certain corporate reorganizations.
A worked example on a hypothetical $300,000 sale
Take a hypothetical $300,000 residential sale in a town without the additional targeted-investment-community tax.
- State tax: 0.75% of $300,000 is $2,250.
- Municipal tax: 0.25% of $300,000 is $750.
- Total: $3,000.
For comparison, a hypothetical $1,000,000 sale works out like this: state tax is $6,000 on the first $800,000 plus $2,500 on the next $200,000, which is $8,500, and the municipal tax adds $2,500, for $11,000 in total.
| Sale price | State tax | Municipal 0.25% | Total |
|---|---|---|---|
| $300,000 | $2,250 | $750 | $3,000 |
| $1,000,000 | $8,500 | $2,500 | $11,000 |
If your town is a targeted investment community with the extra 0.25%, add $750 to the $300,000 example.
The other seller costs
- Agent commission. Negotiable, and usually the largest cost on a listed sale.
- Mortgage payoff. Your remaining balance plus interest through the payoff date.
- Prorated property taxes. Settled as of the closing date under your contract. The tax proration calculator can estimate this.
- Attorney, title and recording fees. These vary by firm and town. Ask for a written estimate. The sources used here do not state whether Connecticut promulgates title insurance rates.
Why investors care
For a flipper, the conveyance tax shows up twice, once when you buy and again when you sell. On a hypothetical $240,000 purchase and $300,000 resale, the tax is $2,400 on the buy ($1,800 state plus $600 municipal) and $3,000 on the sale, or $5,400 across both deeds if you carry it in full on both. That can be larger than people expect, and it is the kind of line that turns a decent spread into a thin one.
The structure of a wholesale deal changes the count. An assignment moves the contract to your end buyer, so the closing runs between the original seller and that buyer. A double close means two closings and two sets of costs: you buy, then you resell, and each deed has its own conveyance tax on its own price, with two rounds of attorney, title and recording charges. On the hypothetical prices above, the double close carries $5,400 in conveyance tax across two deeds, compared with $3,000 on a single deed at $300,000. Ask your closing attorney which consideration is reported on each deed and who files for each.
For your maximum allowable offer, work backward from the resale price. Subtract the conveyance tax on both deeds, the buy-side and sell-side closing costs, rehab, holding costs and your target profit. Because the state piece is tiered, rerun the math if a deal crosses $800,000.
Check your numbers
Confirm every figure with your title company or closing attorney, since municipal rates and contract terms vary by town. For a quick estimate, the closing cost calculator in Automize CRM lets you enter your own price and fees.
This is general information, not legal or tax advice.
Sources
- Connecticut Department of Revenue Services: Real Estate Conveyance Tax Change (2019 legislative update)
- Connecticut Department of Revenue Services: Real Estate Conveyance Tax Information
- Connecticut Department of Revenue Services: SN 2011(3), 2011 Legislative Changes Affecting the Connecticut Real Estate Conveyance Tax
Rates checked October 24, 2026. General information, not tax or legal advice.
Common questions
What are the Connecticut conveyance tax rates for homes?
For residential property, the Department of Revenue Services lists 0.75% up to and including $800,000, 1.25% from $800,000.01 to $2,500,000 and 2.25% over $2,500,000, effective July 1, 2020. Each rate applies to the slice of the price in that band. A separate municipal tax of 0.25% also applies.
Who files and pays the conveyance tax in Connecticut?
The Department of Revenue Services says the grantor, the grantor’s attorney or authorized agent must file Form OP-236 when consideration is $2,000 or more, and the tax is due when the deed is recorded. The page does not otherwise set who bears the cost, so confirm the contract.
What is the municipal conveyance tax in Connecticut?
The Department of Revenue Services notice states the municipal conveyance tax remains at 0.25%, and that targeted investment communities may impose an additional 0.25%. Check whether your town is a targeted investment community before you finalize numbers, since it changes the municipal piece on the same price.
Are there exemptions from the Connecticut conveyance tax?
Yes. The Department of Revenue Services lists 24 categories of exempt conveyances, including transfers between spouses, certain transfers to nonprofits for conservation, tax deeds, mortgages and some corporate reorganizations. Investors should confirm with a closing attorney whether any exemption applies to a particular transfer.
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